Terms vary by promotion. The typical structure is a percentage match (e.g. 50%) credited as trading-only credit, unlocked into withdrawable cash via a per-lot conversion. Always read the live offer card before opting in.
Direct answer
XM’s deposit bonuses are structured as match credit, not cash. When you deposit, an additional credit is added to your account at the promoted match percentage. That credit acts as margin and contributes to P&L on the position, but is not directly withdrawable. As you trade, each round-turn lot converts a fraction of the credit into withdrawable cash.
Typical deposit bonus mechanics
| Element | Typical value |
|---|---|
| Match percentage | 20% to 50% (region-dependent) |
| Cap on bonus credit | Up to several thousand USD per client |
| Account types eligible | Standard / Micro (varies by promo) |
| Volume to unlock | Per-lot cash conversion at a published rate |
| Time limit | Sometimes capped; sometimes open-ended — check the offer card |
Things to verify before opting in
- Whether the credit converts to cash, or only acts as buffer margin and disappears on withdrawal.
- Whether withdrawing cash early triggers proportional bonus removal.
- Whether the offer is stackable with the $30 no deposit bonus or other promos.
Test XM with the $30 no deposit bonus
Real account · No deposit · Standard or Micro · KYC required
FAQ
What are the terms of XM’s deposit bonus?
Terms vary by promotion. The typical structure is a percentage match (e.g. 50%) credited as trading-only credit, unlocked into withdrawable cash via a per-lot conversion. Always read the live offer card before opting in.
Are deposit bonuses always available?
No. They are run as time-bound promotions in selected regions. The $30 no deposit bonus is the consistently available offer.
Can I keep the cash from a deposit bonus?
Yes, once the per-lot conversion has unlocked it as withdrawable cash. The original credit element is not directly withdrawable.
Related XM guides
- XM $30 No Deposit Bonus Review
- Does XM offer a welcome bonus?
- How is an XM bonus cancelled?
- What is the XM Loyalty Program?
- Are XM Bonus Profits Withdrawable?