Both are no-commission accounts with the same 100,000-unit lot size. Standard spreads start around 1.0 pip on EURUSD; Ultra Low spreads start around 0.6 pip. Same execution, same platforms, just tighter pricing on Ultra Low.
Direct answer
Standard and Ultra Low share the same lot size, the same execution model, the same MT4/MT5 platforms and the same minimum deposit. The only structural difference is spread: Ultra Low is the tighter-spread variant. Neither account charges a per-trade commission.
Side-by-side comparison
| Feature | Standard | Ultra Low |
|---|---|---|
| Lot size | 100,000 units | 100,000 units |
| Min deposit | $5 | $5 |
| Commission | None | None |
| EURUSD typical spread | ~1.6–1.8 pips | ~0.6–0.9 pips |
| XAUUSD typical spread | ~35 pips | ~17 pips |
| Max leverage | Up to 1:1000 (Global) | Up to 1:1000 (Global) |
| country-specific deposit bonus | Eligible | Not eligible |
Which one should you pick?
- If you want the current country-specific bonus, pick Standard (or Micro). Ultra Low is excluded from the no deposit promotion.
- If you fund the account yourself and trade majors at any frequency, Ultra Low saves about a pip per round-turn — meaningful at scale.
- Once verified, you can hold multiple accounts and run both side by side, transferring funds internally.
Check the current XM bonus in your country
Country-specific deposit bonus ? Members Area verification required ? Bonus credit is not cash
FAQ
What is the difference between XM Standard and Ultra Low?
Both are no-commission accounts with the same 100,000-unit lot size. Standard spreads start around 1.0 pip on EURUSD; Ultra Low spreads start around 0.6 pip. Same execution, same platforms, just tighter pricing on Ultra Low.
Can I switch between Standard and Ultra Low?
You don't switch — you open a second account of the desired type from the Members Area. Internal transfers between accounts are free and instant.
Are spreads guaranteed?
No. Spreads are floating and widen during low liquidity (overnight rollover) and high-impact news. The figures shown are typical, not guaranteed.
Related XM guides
- What is the XM Micro account?
- XM Spreads Compared
- Does XM charge a commission?
- Old XM $30 Bonus Status
- How many accounts can I open at XM?