The XM bonus question is usually an entity question: XM Global may offer promotions where eligible, while XM EU accounts are restricted by EU retail CFD rules.
Direct answer
XM Global accounts may see country-specific deposit promotions where country rules allow. XM EU retail accounts generally cannot receive monetary trading bonuses under ESMA rules.
Protection tradeoff
XM EU offers stronger EU investor-protection frameworks but lower leverage and no monetary bonuses. XM Global can offer higher leverage and promotions, but the protection framework is different.
How to verify
Read your client agreement and Members Area. The legal entity named there decides your regulator, leverage, bonus availability and complaint route.
FAQ
What is the short answer?
The XM bonus question is usually an entity question: XM Global may offer promotions where eligible, while XM EU accounts are restricted by EU retail CFD rules.
Where should I verify this?
Always verify in the live XM Members Area and in the official documents linked from your account entity.