To open an XM account, register with your real personal details, choose a real Standard or Micro account if you want bonus eligibility, verify identity and address, then log in to MT4 or MT5 with the server details XM sends by email. Below is the same flow with annotated screen mockups so you know exactly what to click on every screen.
Direct answer
Opening an XM account takes about 10 minutes of typing plus 15 minutes to 24 hours of verification time. The flow is always: register → verify email → choose Standard or Micro → submit KYC → wait for approval → claim the $30 bonus from the Members Area. The single most important detail is that every field on the form must match your ID exactly — mismatches between the registration name and the document name are the biggest reason new accounts get held in limbo or fail to receive the $30 bonus.
The 4-phase signup flow at a glance
From "I want to try XM" to "$30 in my MT5 account" everyone passes through the same four phases. Plan around the third one — that is the only step you cannot speed up.
Profile registration
Country, email, password → REGISTER
Email verification
Open inbox → click VERIFY EMAIL
Real account form
Name, address, investor profile, platform
KYC & bonus claim
Upload ID + utility bill, click Claim
What you need before you start
| Requirement | What's accepted | Why it matters |
|---|---|---|
| Government ID | Passport, national ID card, or driving licence (full colour scan) | Identity verification — must match registration name exactly |
| Proof of address | Utility bill, bank statement or government letter, < 6 months old | Confirms residence; determines XM entity and bonus eligibility |
| Working email | Personal email you can access immediately | Login credentials and verification links are sent here |
| Phone number | Mobile that receives SMS | Used for 2FA and account recovery |
| Account type choice | Standard or Micro | Only these two are eligible for the $30 bonus |
| Platform choice | MT4 or MT5 | Cannot be changed later; pick the one you actually intend to use |
| Base currency | USD, EUR or local options | USD usually pairs cleanest with the $30 credit |
Visual walkthrough — what every screen looks like
The mockups below are stylised reproductions of the screens you will land on at my.xm.com. They are illustrative only, not screenshots — XM may iterate on copy or layout, but the order of fields and the action buttons are the same.
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Open the registration form & enter partner code FXTRD
Click Open Real Account on XM and pick your country of residence. Enter the email you can access right now and create a strong password (10–15 chars, with upper, lower, number and a special character). In the Partner Code field type
FXTRD— this links the account to the highest $30 no-deposit tier. Click REGISTER.Don't: use a temporary email, a work email you can't read from home, or pick "Demo" — the $30 bonus is real-account only.
Profile registration form — fill in country, email, password, then the partner code FXTRD.
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Verify your email address
Within seconds you'll receive an email titled "Verify your email address". Open it and click the green VERIFY EMAIL button. This unlocks the rest of the application — the link expires after 24 hours.
Tip: if it doesn't arrive within 2 minutes, check Spam / Promotions. Do not request a second link before checking — you'll re-queue.
"Verify your email address" — XM's confirmation message.
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Choose Standard or Micro (and the platform)
After login, the real-account form asks for the account type and platform. For the $30 bonus only Standard or Micro qualify — Zero, Ultra Low and Shares are excluded. Pick MT4 if you have legacy EAs, otherwise MT5. Base currency cannot be changed later — USD is recommended because the bonus is denominated in USD.
Pick an account type eligible for the current promotion; verify this in the live Members Area.
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Fill in personal & investor details
Type your name exactly as on your ID — every accent, hyphen and middle name. Then enter your residential address (matching your proof-of-address document) and answer the regulatory questionnaire honestly: expected annual deposit, employment, source of funds. Wrong answers don't get you better leverage; they trigger an extra review.
Names & dates must match your ID exactly. Mismatch = KYC delay.
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Upload your KYC documents
In the Members Area go to Documents and upload two files: a government-issued ID (passport, national ID or driver's licence) and a proof of address dated within the last 6 months. Use clear full-colour images or PDFs — crops, screenshots and partial scans are silently rejected.
KYC zone — passport accepted, utility bill pending upload.
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Wait for approval, then check the bonus card
Verification usually finishes in 15 minutes to 24 hours. When the status flips to Verified, check whether a current bonus card appears in the Members Area before relying on any promotion.
Verified status + the current XM bonus card — the final screen of the flow.
Common mistakes when opening an XM account
- Picking Zero, Ultra Low or Shares because the spread looks better — bonus rights are lost on those account types.
- Typing the name slightly differently than on the ID (missing middle name, married name on one side only).
- Using a temporary or work email you cannot access from home — verification links time out.
- Uploading cropped or low-resolution KYC photos that get rejected silently.
- Choosing the wrong platform (MT4 vs. MT5) and then trying to switch — the platform is fixed at account creation.
Check the current XM bonus in your country
Country-specific deposit bonus ? Members Area verification required ? Bonus credit is not cash
FAQ
How do you open an XM account in 2026?
To open an XM account, register with your real personal details, choose a real Standard or Micro account if you want bonus eligibility, verify identity and address, then log in to MT4 or MT5 with the server details XM sends by email.
What should I verify before acting?
Check your XM Members Area, account entity, country eligibility, KYC status and the current promotion terms before trading or requesting withdrawal.
Is this financial advice?
No. This is an editorial guide to broker terms and workflow. Forex and CFD trading carries a high risk of loss.